Privacy Policy

This privacy policy sets out how Loan Against Assets uses and protects any information that you give Loan Against Assets.

This policy explains what happens to any information that you provide to us, or which we collect from you, either through our website or directly from you when you apply for the use of any of our products or services. This policy is reviewed and updated in line with changes to our practices so please take the time review it regularly.

We may require basic information which identifies you as an individual (“Personal
Information”), such as your name, email address and phone number, to enable you to take advantage of services that we offer, for example when you send us a question / request from our “Contact Us” page or request information on a specific service.

We will only use such Personal Information for the purposes of providing information which you have requested, or for other purposes set out in these Terms:
We may collect the following information:
We may collect the following information by email, telephone call, or in person:

• Date of Birth.
• Tel/Mobile.
• Family / next of kin / friend details (if relevant).
• Employment details (if relevant).
• Address Details (if relevant)

What we do with the information we gather

We require this information for the purposes of:
Internal record keeping.
Contacting you for market research purposes. We may contact you by email, telephone or post. If you do not wish us to make use of your Personal Information in this way, please email info@loanagainstassets.co.uk. We will also give you the opportunity to opt out of future marketing whenever we send you marketing material. You can also opt out at any time by contacting us.

Security
We are committed to ensuring that your information is secure. To prevent unauthorised access or disclosure, we have put in place highly encrypted electronic systems and managerial procedures to safeguard and secure the information we collect online.

How we use cookies
A cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added, and the cookie helps analyse web traffic or lets you know when you visit a particular site or page. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. Loan Against Assets uses traffic log cookies to identify which pages are being used. This helps us analyse data about webpage traffic and improve our website to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.

Overall, cookies help us provide you with a better website by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us. Loan Against Assets does not use cookie technology to collect Personal Information. You may also wish to refer to www.allaboutcookies.org.

You can choose to accept or decline cookies. Most web browsers automatically accept
cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

The Internet is a global environment and using the Internet to collect and process data can involve the transmission of data on an international basis. Therefore, by browsing our website and communicating electronically with us, you acknowledge our processing of data in this way. However, we will endeavour to protect all personal information collected through our website in accordance with our data protection standards.

Links to other websites
Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement
applicable to the website in question.

Controlling your personal information
We will not sell, distribute or lease your personal information to third parties unless we have your explicit permission, or are required by law to do so. Employees, associates, and agents of Loan Against Assets may be given access to any personal information which we collect, but their use shall be limited to the performance of their duties and in line with the reason for processing. Our employees, associates, and agents who have access to your personal information are required to keep that information confidential and are not permitted to use it for any purposes other than to enable you to use the website or to deal with requests which
you submit to us.

We may use your personal information to send you promotional information about Loan Against Assets and other information related to our industry.

If you are concerned that we have breached a privacy law or code binding on us, please send an email marked “Urgent” to info@loanagainstassetsco.uk. We aim to respond in a reasonable time (normally 24 hours). Our Data Protection Officer will manage your complaint and will give you additional information about how it will be handled.

You have the right to complain to the Information Commissioner’s Office (ICO) if you believe we have not handled your request in an appropriate manner. For information on contacting the ICO please see their website www.ico.org.uk.

Privacy Policy
Loan Against Assets is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when working with Loan Against Assets, you can be assured that it will only be used in accordance with this privacy statement. This policy is effective as from today.

Name and contact details of the Data Protection Officer
Loan Against Assets
T: TBC
E: info@loanagainstassetsco.uk

Controlling your personal information
We will not distribute, sell, or lease personal information to third parties unless we have your explicit permission or are required by law to do so.

How you can access your information
You may request details of personal information which we hold about you under the General Data Protection Regulation. If you would like a copy of the information held on, you please write to Loan Against Assets, Data Protection Officer at Loan Against Assets.

How long we keep your information for
The Regulation does not set out any specific minimum or maximum periods for retaining personal data. Instead, it says that: Personal data processed for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes.
See this link: https://ico.org.uk/for-organisations/guide-to-data-protection/guide-to-the-general-data-protection-regulation-gdpr/principles

Loan Against Assets will retain personal data for 7 years for adults.

How you can opt-out and request to be deleted from our files

If you do not wish us to make use of your Personal Information in this way, please write to Loan Against Assets, Data Protection Officer at Loan Against Assets at
info@loanagainstassetsco.uk.