Top Rated UK Asset Lender

Fast Crypto Finance

Crypto-Backed Loan: Borrow Against Your Bitcoin

Secure fast, flexible funding against your Bitcoin. Whether you are looking to raise capital for a new venture or bridge a financial gap, we provide loans against crypto with no credit checks and lightning-fast completion times.

  • Loans up to £250k available with 30% LTV
  • Fast payments and immediate execution
  • 7-month contracts with flexible repayment options (no monthly repayments required)
  • FCA Regulated lender offering total peace of mind and security for your investments

Free Asset Valuation

Select your asset type to get an instant provisional loan offer.

Final Details

100% Confidential. No credit footprint left.

Request Received
Our specialized valuation team is reviewing your asset and will call you within 15 minutes.

Fast Legal Completion

100% Discreet Lending

FCA Regulated

Smart Crypto Lending

Why Choose a Crypto-Backed Loan?

Traditional high-street borrowing is slow, heavily regulated by personal income multipliers, and highly dependent on your credit history. A crypto-backed asset loan focuses exclusively on the ratio of your collateral to the loan amount, giving you liquidity without selling your crypto and needing to liquidate your digital portfolio.

Fast Payments & Execution

Perfect for generating emergency capital or taking up a sudden investment opportunity without worrying about margin calls. We eliminate the drawn-out paperwork of traditional finance, offering rapid payouts once your digital assets are verified and transferred.

Flexible Repayment Structures

We put you in control of your cash flow. You can choose to pay the 5% monthly interest on a monthly basis, or roll it up to be paid entirely at the end of the loan term.

No Credit Checks Required

Because your loan is secured directly against the physical value of your cryptocurrency, we do not perform intrusive credit checks or require proof of income.

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We Secure Loans Against Bitcoin

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Assets You Can Use

  • Bitcoin (BTC)

Excluded Assets

To ensure our valuations and legal processes remain exceptionally fast and strictly regulated, we limit our crypto lending entirely to Bitcoin. We do not provide loans against other cryptocurrencies like:

  • Ethereum (ETH)
  • Altcoins (e.g., Solana, Cardano, Ripple)
  • Stablecoins (e.g., USDT, USDC)
  • NFTs (Non-Fungible Tokens)
GET Your Asset VALUED NOW

The Crypto Lending Process

We cut out the red tape to speed up liquidity for our clients. Our streamlined underwriting process ensures you get the funds you need without high-street delays or stressful hurdles.

1. Fast Valuation

Contact us with the details of your Bitcoin holdings. We arrange a rapid valuation to determine its live market worth, offering up to 30% Loan-to-Value (LTV).

2. Secure Transfer & Agreement

Once the valuation is complete, we draw up a transparent agreement that outlines the interest rate and repayment terms. You decide whether to pay your interest monthly or at the end of the term, and your Bitcoin is transferred to our secure institutional custody as security for the loan.

3. Funds Released

Once documents are signed and the collateral is confirmed, funds are immediately transferred to your account so you can withdraw instantly.

Client Success

Trusted by Investors & Crypto Owners

  • "We needed to close on an auction property fast but our standard mortgage was delayed. LoanAgainstAssets secured a bridging loan against our unencumbered residential property within 5 days. Saved the deal entirely."
    Mark T.
    Property Developer, London
  • "Incredibly discreet and highly professional. I used my commercial unit to release £200k for a business cash-flow injection. No awkward credit interrogations, just a smooth, asset-based transaction."
    Sarah L.
    Business Owner

Crypto Backed Loan FAQs

Clear answers regarding our crypto asset loans.

A crypto loan works by allowing you to use your digital assets as collateral to secure funding. Instead of selling your Bitcoin and potentially triggering a taxable event or losing out on future market gains, you temporarily transfer it to our secure custody, and we release a cash loan to you based on the asset's value.

You can borrow against your crypto up to a maximum of 30% Loan-to-Value ratio (LTV) with our service, accommodating loan amounts up to £250,000. The exact amount you can secure is calculated based on the live market value of your Bitcoin at the time of your application.

Credit checks are not required for a crypto loan. Because the loan is secured directly against the value of your Bitcoin held in our custody, your personal credit score, high-street lending history, and proof of income are entirely irrelevant to our underwriting decision.

You do not have to make monthly repayments on your crypto loan, buy you can choose to repay early. We offer the flexibility to either pay the 5% monthly interest on a month-by-month basis or roll the accumulated interest up so it is paid entirely at the end of your agreed loan term.

Loans Against Assets

What Other Assets Can I Borrow Against?

We leverage the intrinsic value of your high-end assets to provide immediate liquidity. Click to learn more about our specific lending criteria.

Expansive aerial landscape of green and brown agricultural fields under a clear blue sky.
Land

Residential, Commercial, Bridging

Property

Residential, Commercial, Bridging

Close-up of shiny goldbars and coins - Loans against Gold
Gold

Gold, Silver, Platinum, Precious Metals

loans against jewellery Collection of gold rings, bracelets, and chains
Jewellery

Rings, Necklaces, Bracelets and more

loan against crypto. Close-up of Bitcoin, Ethereum, and Cardano coins
Crypto

Bitcoin

Loans against garages double bay parking garage
Garages

Loans Against Parking Garages & Storage

loans against inheritance. mother handing child wooden home
Probate & Inheritance

Loans Against Probate & Inheritance

loans against stock. Close-up of stock market chart showing trends and data on a digital screen.
Stock

Loans Against Stock Portfolio

May also accept other assets. Enquire directly.