Top Rated UK Asset Lender
Fast Gold Finance
Loans Against Gold: Unlock Equity With a Gold Loan
Secure fast, flexible funding against your gold, silver, and platinum assets. Whether bridging a gap or raising business capital, we provide loans against gold with competitive interest rates, no credit checks and lightning-fast completion times.
Free Asset Valuation
Select your asset type to get an instant provisional loan offer.
Smart Gold Lending
Why Choose a Loan Against Gold?
Traditional high-street or bank loans are slow, rigid, and reliant on your personal credit history and income multipliers. We are an FCA-approved pawnbroker and our gold-backed loan focuses entirely on the value of your gold as collateral, ensuring a secure investment for both parties.
Speed of Execution
Perfect for accessing emergency funds, seizing a time-sensitive investment, or managing cash flow quickly. Valuations are often completed the same day, allowing for an instant payout.
Secure Vault Storage
Release equity from your precious metals, including using the value of your gold as collateral, with complete peace of mind. Your assets are held in secure, physical storage in a vault for the entire duration of your loan.
No Credit Checks Required
Because the loan is strictly secured against the physical gold (including gold jewellery and bullion), we do not require complex income auditing or perfect credit scores to approve your loan.
Gold Assets We Secure Loans Against
Gold, Silver & Platinum
We provide funding against high-value precious metals, assessed purely on their current market value, weight, and purity.
Bullion, Coins & Bars
Investment-grade metals, such as gold coins and gold jewellery, are ideal for securing substantial, rapid capital without parting with your portfolio permanently.
Excluded Assets
To ensure our valuations remain exceptionally fast and accurate, we strictly lend against precious metals. We do not provide loans against:
How to Apply For a Gold Loan
We remove the red tape. Our streamlined underwriting process ensures you get the funds you need without the high-street delays.
1. Fast Gold Loan Valuation
Contact us with your asset details to receive your personalized loan offer. We arrange a rapid valuation based on current gold prices, very often on the very same day (you can also apply for your loan online), to accurately assess the weight and purity of your metals.
2. Secure Storage & Agreement
Once valued, your items are securely placed into a physical vault, and we swiftly prepare your 7-month loan agreement.
3. Funds Released
Once documents are signed, funds for your gold loan amount are immediately transferred to your account or cash in person. There are no monthly payments required, and you can redeem the loan at any time with no exit fees.
Client Success
Trusted by Investors & Gold Owners
Gold Loan Calculator
*Maximum loan amount is capped at £250,000.
*Standard loan interest is 5%, but lowered for larger loan amounts.
Gold Finance FAQs
Clear answers regarding our jewellery-backed asset loans when you pawn your jewellery with us.
Loans Against Assets
What Other Assets Can I Borrow Against?
We leverage the intrinsic value of your high-end assets to provide immediate liquidity. Click to learn more about our specific lending criteria.
Garages
Loans Against Parking Garages & Storage
May also accept other assets. Enquire directly.