Top Rated UK Asset Lender

Fast Stock Finance

Loans Against Stock: Borrow Against Your Shares & Investment Portfolio

Secure fast, flexible funding against your UK equities. Whether bridging a gap or raising business capital, we provide loans against stock with no credit checks and lightning-fast completion for ready access to capital.

  • Loans up to £250k available with 30% LTV
  • 5% monthly interest (or lower), payable monthly or at the end of the term
  • FCA Regulated lender offering fast payments and total peace of mind

Free Asset Valuation

Select your asset type to get an instant provisional loan offer.

Final Details

100% Confidential. No credit footprint left.

Request Received
Our specialized valuation team is reviewing your asset and will call you within 15 minutes.

Fast Legal Completion

100% Discreet Lending

FCA Regulated

Smart Stock Lending

Why Choose a Stock-Backed Loan Against Your Investment Portfolio?

Traditional high-street borrowing or from private banks are slow, rigid, and reliant on your personal credit history and income multiples. A stock-backed loan is a solution that focuses entirely on the value of yout asset, allowing you to unlock liquidity without selling your shares.

Access Your Wealth Fast

Perfect for generating emergency capital, seizing a sudden investment opportunity, or managing cash flow. We eliminate the drawn-out paperwork of traditional finance, offering rapid payouts once your shares are verified.

Flexible Repayment Structures

We put you in control of your cash flow. You can choose to pay the 5% interest on a monthly basis, or roll it up to be paid entirely at the end of the loan term. Furthermore, there is no obligation to pay the loan back; if you choose not to settle the balance, we simply retain the shares to clear the debt.

No Credit Checks Required to Borrow

Because the loan is secured directly against your liquid stock portfolio, we do not require complex income auditing, proof of earnings, or pristine personal credit scores.

loans against stock. Close-up of stock market chart showing trends and data on a digital screen.
loans against stock. Close-up of stock market chart showing trends and data on a digital screen.

We Secure Loans Against Stock

loans against stock. Close-up of stock market chart showing trends and data on a digital screen.

UK Equities

We provide straightforward funding against top-tier UK shares, assessed purely on their live open market value at the time of your application.

  • FTSE 100 Stocks
  • FTSE 250 Stocks

Excluded Financial Assets

To ensure our valuations and legal processes remain exceptionally fast and strictly regulated, we limit our stock lending entirely to the major UK indices. We do not provide loans against:

  • Stocks outside of the FTSE 100 and FTSE 250
  • International Equities (e.g., S&P 500, NASDAQ)
  • Unlisted or Private Company Shares
  • Currency (FX)

If you're unsure or want to ask about any other stocks or bonds, contact us for eligibility

GET Your Asset VALUED NOW

Our Securities-Backed Lending Process

We cut out the red tape. Our streamlined underwriting process ensures you get the funds you need for without high-street delays.

1. Fast Valuation

Contact us with the details of your FTSE portfolio. We arrange a quick valuation to determine its live market worth, offering up to 30% Loan-to-Value (LTV).

2. Secure Transfer & Agreement

Once the valuation is complete, we draw up a transparent agreement. You decide whether to pay your interest monthly or at the end of the term, and your shares are transferred to our secure institutional custody.

3. Funds or Cash Released

Once documents are signed and the collateral is confirmed, funds are immediately transferred to your account so you can move forward instantly.

Client Success

Trusted by Investors & Stock Holders

  • "We needed to close on an auction property fast but our standard mortgage was delayed. LoanAgainstAssets secured a bridging loan against our unencumbered residential property within 5 days. Saved the deal entirely."
    Mark T.
    Property Developer, London
  • "Incredibly discreet and highly professional. I used my commercial unit to release £200k for a business cash-flow injection. No awkward credit interrogations, just a smooth, asset-based transaction."
    Sarah L.
    Business Owner

Stock Finance FAQs

Clear answers regarding our stock-backed asset loans.

A loan against stock works by allowing you to pledge your FTSE 100 or FTSE 250 shares as collateral to secure funding to use for the purposes you need.

No, instead of selling your shares, potentially triggering a tax event or losing out on long-term market gains from your existing investment portfolio, our clients temporarily transfer them to our secure nominee account, and we release a cash loan to you based on the portfolio's value.

The maximum loan-to-value (LTV) for a stock loan with our service is 30%. This means the amount you can borrow is up to 30% of the live open market value of your eligible UK equities. We accommodate loan amounts up to £250,000.

Credit checks are not required for a stock-backed loan. Because the loan is secured directly against the liquid value of your shares held in our custody, your personal credit score, income multipliers, and high-street lending history are entirely irrelevant to our underwriting decision.

Our standard monthly interest rate on our loans secured against stock is 5%, but this can be lowered on larger loan amounts. 

You do not have to make monthly repayments on your stock loan. We offer the flexibility to either repay the 5% monthly interest (lower interest available on larger loans) on a month-by-month basis or roll the accumulated interest up so it is paid entirely at the end of your agreed loan term.

Besides securities backed lending, we offer the following loans against assets: 

Loans Against Assets

What Other Assets Can I Borrow Against?

We leverage the intrinsic value of your high-end assets to provide immediate liquidity. Click to learn more about our specific lending criteria.

Expansive aerial landscape of green and brown agricultural fields under a clear blue sky.
Close-up of shiny goldbars and coins - Loans against Gold
loans against jewellery Collection of gold rings, bracelets, and chains
loan against crypto. Close-up of Bitcoin, Ethereum, and Cardano coins
Loans against garages double bay parking garage
Garages

Loans Against Parking Garages & Storage

loans against inheritance. mother handing child wooden home
loans against stock. Close-up of stock market chart showing trends and data on a digital screen.

May also accept other assets. Enquire directly.