Top Rated UK Asset Lender
Fast Jewellery Finance
Loans Against Jewellery: Pawn Jewellery & Access Your Equity
Secure fast, flexible funding against your luxury jewellery, bullion, and Rolex watches. Whether you are dealing with a short-term cash flow issue or raising capital for a new venture, we provide loans against jewellery in London (and nationwide) with no credit checks and immediate payouts for smaller sums.
Free Asset Valuation
Select your asset type to get an instant provisional loan offer.
Smart Jewellery Lending
Why Choose a Loan Against Jewellery?
Traditional high-street borrowing is slow, rigid, and deeply reliant on your personal credit history and income multipliers. A jewellery-backed loan focuses entirely on the value of the asset, allowing you to unlock cash instantly without permanently selling your prized possessions.
On-the-Spot Valuation & Payment
Perfect for accessing emergency capital rapidly. We eliminate the drawn-out paperwork of traditional finance, offering on-the-spot valuations and immediate payouts for loan amounts under £10,000.
Flexible Repayment Structures
We put you in control of your cash flow. You can choose to pay the 5% interest on a monthly basis, or roll it up to be paid entirely at the end of the loan term. We also offer negotiable, flexible interest rates on larger loan amounts. Furthermore, there is no obligation to pay the loan back; if you choose not to settle the balance, we simply retain the asset to clear the debt.
No Credit Checks Required
Because the loan is secured directly against the physical value of your jewellery or watches, we do not perform intrusive credit checks, require proof of income, or audit your financial history.
Jewellery Assets We Offer Pawnbroking Loans Against
Fine Jewellery & Precious Metals
We provide straightforward funding against high-value jewellery and precious metals, assessed purely on their current open market value and metal weight.
Luxury Watches (with paperwork)
We offer highly competitive loans against premium timepieces, provided they are accompanied by their original documentation to guarantee authenticity and provenance.
Excluded Luxury Assets
To ensure our valuations remain exceptionally fast and accurate, we strictly limit our lending criteria within this category. We do not provide loans against:
Our Jewellery Loan Lending Process
We cut out the red tape. Our streamlined underwriting process ensures you get the funds you need without high-street delays.
1. Fast Valuation
Contact us about your jewellery online, on whatsapp or visit us in-store with your items. We provide an on-the-spot valuation to determine the current market worth of your jewellery or Rolex, offering up to 50% Loan-to-Value (LTV).
2. Secure Storage & Agreement
Once the valuation is complete, we draw up a transparent agreement. You decide whether to pay your interest monthly or at the end of the term, and your valuable items are securely placed into our highly secure storage facilities.
3. Funds Released
Once documents are signed, funds are immediately transferred to you. For loans under £10,000, we provide on-the-spot payouts so you can move forward instantly.
Client Success
Trusted by Investors & Jewellery Owners
Pawn Jewellery: Frequently Asked Questions
Clear answers regarding our jewellery-backed asset loans when you pawn your jewellery with us.
Loans Against Assets
What Other Assets Can I Borrow Against?
We leverage the intrinsic value of your high-end assets to provide immediate liquidity. Click to learn more about our specific lending criteria.
Garages
Loans Against Parking Garages & Storage
May also accept other assets. Enquire directly.